Website Terms of Use

Consumer Advocacy Group LLC provides free consultations and information review services to adults. We help you understand reporting problems and organize your documents. We do not provide legal advice or representation, and we are not responsible for any outcomes, fees, or decisions made by attorneys.

By accessing and using the website https://www.credit-dispute.com, you confirm that you agree to these Terms & Conditions and are bound by them. These terms apply to the entire website and any communication between you and Consumer Advocacy Group LLC. You are granted a limited, revocable permission to use the website for its intended purpose of requesting a free consultation.

Our services are completely free of charge. You will not be billed for consultations or assessments, and there is nothing to refund. Any engagement with an independent attorney is separate, and any fees or outcomes are handled solely by that attorney.

Credit Dispute is not a law firm. Nothing on this website or in our communications is legal advice. Contacting us, or using our services, does not create an attorney-client relationship between you and Consumer Advocacy Group LLC or anyone who works with us. We do not guarantee any outcome.

If you choose, we can help you get in touch with an attorney, with your consent. We will not share your information with any attorney unless you ask us to and give your consent at that time. Attorneys are independent: they are not employees or representatives of Consumer Advocacy Group LLC, and we do not receive payment from them for introductions. Any engagement with an attorney is a separate matter between you and that attorney.

By submitting a request, you agree that we may contact you by phone, text message and email about your request. Calls may be recorded for training purposes. Message and data rates may apply. We do not send marketing messages.

You can opt out at any time by emailing info@credit-dispute.com, and we will stop contacting you. See our Privacy Policy for details.

Please do not include Social Security numbers, full account numbers, or passwords in our forms, emails or messages. If we need specific details, we will tell you what is appropriate to share.

Company

Consumer Advocacy Group LLC, 323 Sunny Isles Blvd Ste 744, Sunny Isles Beach, FL 33160

Service

Free consulting and case intake services provided by Consumer Advocacy Group LLC.

Attorney / Independent Counsel

Legal professionals who may review a matter at your request and with your consent; not employees or representatives of Consumer Advocacy Group LLC.

Adult Users Only

Services are available to users 18 years or older. We do not knowingly collect information from minors.

Service Area

Our services are available to consumers in all 50 U.S. states.

If you send us comments, ideas or suggestions about our website or services (“feedback”), we may use them without obligation to you. This applies to feedback only. It does not apply to your personal information or documents, which remain yours and are handled as described in our Privacy Policy.

By using this website or submitting your information, you consent to these Terms & Conditions.

We may link to third-party websites. We are not responsible for their content, accuracy, or policies.

We use cookies and similar technologies for website performance, analytics and advertising. See our Cookie Policy and Privacy Policy for details.

We may modify or update our website and these Terms & Conditions at any time. Continued use after changes indicates acceptance.

Consumer Advocacy Group LLC is not responsible for third-party services, including independent attorneys, advertisers, or partners. Use at your own risk.

We may suspend or terminate access to the website at our discretion. Upon termination, you must stop using the website.

You agree to indemnify Consumer Advocacy Group LLC from any claims, damages, or legal actions arising from your use of the website, violation of these Terms, or actions involving third parties.

The website and our services are provided “as-is” and “as-available,” and we do not guarantee any outcome. To the fullest extent permitted by law, Consumer Advocacy Group LLC is not liable for any indirect, incidental, special or consequential damages, or for the outcomes, fees or decisions of any attorney or other third party, and our total liability for any claim relating to the website or our services is limited to the amount you paid us for them, which is zero.

• These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules.
• Any dispute not resolved informally will be handled through binding arbitration under the rules of the American Arbitration Association.
• Exceptions: disputes regarding intellectual property rights.
• Contact email for disputes: info@credit-dispute.com

If any part of these Terms is found unenforceable, the rest remains in effect. These Terms, together with our Privacy Policy and Cookie Policy, are the entire agreement between you and Consumer Advocacy Group LLC about the use of this website and our services.

For any questions, concerns, or inquiries: